*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Segoe UI',Tahoma,Geneva,Verdana,sans-serif;font-size:16px;line-height:1.6;color:#333;background:#fafafa}
a{text-decoration:none;color:#3F51B5}
a:hover{color:#303F9F}
.navbar{background:#fff;box-shadow:0 2px 10px rgba(0,0,0,0.08);padding:10px 0;position:fixed;top:0;width:100%;z-index:1000}
.navbar-brand{font-weight:700;font-size:1.5rem;color:#3F51B5!important}
.nav-link{color:#333!important;font-weight:500;margin:0 5px;transition:color 0.3s}
.nav-link:hover{color:#3F51B5!important}
.btn-primary{background:#3F51B5;border-color:#3F51B5}
.btn-primary:hover{background:#303F9F;border-color:#303F9F}
.hero-section{background:linear-gradient(rgba(63,81,181,0.85),rgba(63,81,181,0.85)),url('images/hero-bg.jpg') center/cover no-repeat;min-height:100vh;display:flex;align-items:center;color:#fff;padding-top:80px}
.hero-section h1{font-size:2.8rem;font-weight:700;margin-bottom:20px}
.hero-section p{font-size:1.2rem;opacity:0.95}
section{padding:80px 0}
section:nth-child(even){background:#fff}
section:nth-child(odd){background:#f8f9fa}
h1{font-size:2.5rem;color:#222;margin-bottom:30px}
h2{font-size:2rem;color:#3F51B5;margin-bottom:25px;font-weight:600}
h3{font-size:1.5rem;color:#333;margin-bottom:20px;font-weight:600}
.section-title{text-align:center;margin-bottom:50px}
.section-title h2{position:relative;display:inline-block;padding-bottom:15px}
.section-title h2::after{content:'';position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:60px;height:3px;background:#3F51B5}
.card{border:none;box-shadow:0 4px 15px rgba(0,0,0,0.08);border-radius:10px;transition:transform 0.3s,box-shadow 0.3s;overflow:hidden;margin-bottom:30px}
.card:hover{transform:translateY(-5px);box-shadow:0 8px 25px rgba(0,0,0,0.12)}
.card-img-top{height:200px;object-fit:cover}
.card-body{padding:25px}
.card-title{color:#3F51B5;font-weight:600}
.content-block{display:flex;align-items:center;gap:40px;margin-bottom:40px}
.content-block.reverse{flex-direction:row-reverse}
.content-block img{width:45%;border-radius:10px;box-shadow:0 4px 20px rgba(0,0,0,0.1)}
.content-block .text-content{width:55%}
.table{background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 2px 10px rgba(0,0,0,0.05)}
.table thead{background:#3F51B5;color:#fff}
.table th,.table td{padding:15px;vertical-align:middle}
.accordion .card{margin-bottom:10px;border-radius:8px!important}
.accordion .card-header{background:#fff;border-bottom:none;padding:0}
.accordion .btn-link{color:#333;font-weight:600;text-decoration:none;width:100%;text-align:left;padding:15px 20px}
.accordion .btn-link:hover{color:#3F51B5}
.accordion .card-body{padding:20px;background:#f8f9fa}
.glossary-item{background:#fff;padding:20px;border-radius:8px;margin-bottom:15px;box-shadow:0 2px 8px rgba(0,0,0,0.05)}
.glossary-item h3{color:#3F51B5;font-size:1.2rem;margin-bottom:10px}
.cta-section{background:#3F51B5;color:#fff;text-align:center;padding:60px 0}
.cta-section h2{color:#fff}
.cta-section .btn{background:#fff;color:#3F51B5;border:none;padding:12px 30px;font-weight:600}
.cta-section .btn:hover{background:#f0f0f0}
.contact-section{background:#f8f9fa}
.contact-form{background:#fff;padding:40px;border-radius:10px;box-shadow:0 4px 20px rgba(0,0,0,0.08)}
.contact-form .form-control{border-radius:8px;padding:12px 15px;border:1px solid #ddd}
.contact-form .form-control:focus{border-color:#3F51B5;box-shadow:0 0 0 0.2rem rgba(63,81,181,0.15)}
.contact-info{padding:20px}
.contact-info h3{color:#3F51B5;margin-bottom:20px}
.contact-info p{margin-bottom:10px}
footer{background:#222;color:#fff;padding:50px 0 20px}
footer h5{color:#fff;margin-bottom:20px;font-weight:600}
footer p,footer a{color:#aaa}
footer a:hover{color:#3F51B5}
.footer-links{list-style:none;padding:0}
.footer-links li{margin-bottom:10px}
.footer-bottom{border-top:1px solid #444;padding-top:20px;margin-top:30px;text-align:center}
.disclaimer-text{font-size:0.9rem;color:#888;margin-top:15px;font-style:italic}
.cookie-banner{position:fixed;bottom:0;left:0;right:0;background:#222;color:#fff;padding:20px;z-index:9999;display:none}
.cookie-banner.show{display:block}
.cookie-banner p{margin-bottom:15px}
.cookie-banner .btn{margin-right:10px}
.modal-content{border-radius:10px}
.modal-header{background:#3F51B5;color:#fff;border-radius:10px 10px 0 0}
.modal-header .close{color:#fff;opacity:1}
.modal-body{max-height:70vh;overflow-y:auto;padding:30px}
.success-message{display:none;background:#4CAF50;color:#fff;padding:20px;border-radius:8px;text-align:center;margin-top:20px}
.success-message.show{display:block}
.info-box{background:#e8eaf6;border-left:4px solid #3F51B5;padding:20px;margin:20px 0;border-radius:0 8px 8px 0}
.info-box h3{color:#3F51B5;margin-bottom:10px}
ul.styled-list{list-style:none;padding:0}
ul.styled-list li{padding:10px 0 10px 30px;position:relative}
ul.styled-list li::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:8px;height:8px;background:#3F51B5;border-radius:50%}
@media(max-width:991px){.navbar-nav{padding-top:15px}.nav-link{padding:10px 0!important}}
@media(max-width:768px){.hero-section h1{font-size:2rem}.hero-section{padding-top:100px;min-height:auto;padding-bottom:60px}.content-block,.content-block.reverse{flex-direction:column}.content-block img,.content-block .text-content{width:100%}.content-block img{margin-bottom:20px}section{padding:50px 0}h2{font-size:1.6rem}}